All-in-One Financial Management Platform
🔐User Management & Authentication
Allow users to sign up and log in with multiple roles like Investor, Lender, Borrower, Admin, and Funder, with support for holding multiple roles simultaneously. Ensure security with two-factor authentication (2FA), role-based dashboard views, user verification (KYC, ID upload, etc.), and password recovery. Users can manage their profiles easily, and all user activities are tracked through an audit log.
💼 Loan / Lending Management (Funder)
Easily add and manage both short-term (Advances) and long-term (Notes) loans. Set up workflows for loan disbursement, repayment schedules, and interest rate calculations including amortization. Upload and store legal loan documents, track repayments or defaults, and generate detailed loan summary reports in PDF or Excel formats.
📊 Equity Investment Management (Funder)
Record and track equity investments in businesses or entities. View your equity position across your portfolio, monitor valuation changes over time, and upload share certificates and investment agreements. Keep a full history of dividend distributions.
🔁 Convertible Loan Management (Funder)
Manage convertible loans with features to track maturity dates and conversion terms. Set triggers like valuation caps or discounts for automatic conversion events. Convert loans to equity seamlessly with automated journal entries and maintain a full conversion audit trail.
📉 Securities & Market Investment Management (Funder)
Track investments in stocks and bonds with real-time or manual valuation updates. Add brokerage fees and transaction costs to your records. Prepare for future integrations with external market data feeds and monitor portfolio risk and return.
💰 Investor-Specific Features
Investors can add and manage capital inflows, record drawings (capital outflows), and view the performance of investments per funder or business. ROI reports and detailed investment ledgers with timelines help keep a transparent investment history.
💳 Banking & Accounting (Funder)
Manage multiple bank accounts and track cash flow per account. Easily add revenues and expenses, transfer funds between internal accounts, and generate transaction histories and statements. Keep full control of your financial movements.
🏢 Business & Funder Management (Admin)
Admins can add, edit, or delete businesses and funders, assign users to them, and manage business access settings. Documents like MoUs and contracts can be uploaded and managed in one place for organizational ease.
📩 Reminders & Notifications
Send automatic payment reminders, overdue loan warnings, and manual prompts directly to users. In-app notifications and email alerts are fully customizable with templates to ensure timely communication.
📈 Reporting & Dashboards
Role-based dashboards offer insights for Investors, Lenders, Funders, and Admins. Track capital deployed vs. returned, loan statuses (active, matured, defaulted), and fund performance analytics. Export reports easily to PDF or CSV formats.
🌐 Cross-Platform Support
Access the platform seamlessly across a native Android or iOS mobile app and a Blazor WebAssembly-based web app. Offline capabilities and synchronization ensure continuous operations, even without stable internet.
🛠️ Future Add-ons / Integrations (Optional)
Planned enhancements include e-signature support for contracts, third-party bank integrations using Open Banking APIs, tax compliance modules, cap table generation for equity, and built-in chat support or helpdesk systems.et.
